Anywhere in the World
A single app to spend smarter, send faster, and live borderless — whether you’re traveling, working abroad, or supporting family.
Explore What You Can Do
Lock Exchange Rates
Spend Globally
Instant Transfer
Top-Up Easily
Bank-Level Security
Hold & Exchange 20+ Currencies Instantly
Don't just hold money; grow it. Buy when rates are low and sell back to MYR when they’re high. Set Rate Alerts so you never miss the perfect exchange moment.
Learn MoreFrom London to Your Local "Mamak"
Use your Visa card at millions of merchants worldwide with zero transaction fees. Back home? Pay effortlessly at any stall with DuitNow QR integration.
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Global Remittance, Bank or Cash
Transfer funds to bank accounts across 150+ countries in minutes. Need to send to someone without a bank? Choose Cash Pick-up at thousands of locations globally.
Learn MoreEveryday Essentials
From mobile reloads to insurance and bill payments, Merchantrade Money helps you manage daily tasks — all in one app.
Explore What You Can Do
Go beyond simple transactions with an integrated ecosystem built for total financial freedom.
RM50,000 Wallet Limit
Boost your limit to RM50,000 with our Hybrid Account-i.
Daily Profit Earnings
Earn Shariah-compliant profits on your daily wallet balance.
Insurance from RM1
Instant life, travel, and medical protection for RM1/month.
Live Rate Alerts
Get notified instantly when currency rates hit your target.
99+ Retail Branches
Deposit and withdraw cash at 99+ locations nationwide.
Zero Foreign Fees
Spend in 20+ currencies with zero hidden transaction markups.
Instant Card Lock
Freeze and unfreeze your card instantly via the app.
DuitNow QR Ready
Scan and pay at any local merchant via DuitNow.
Start in 3 Simple Steps
1
Download and sign up
Get the app and create your free account in minutes.
2
Top up your wallet
Add funds via online banking, card transfer, or agents.
3
Use Your Money
Send money, pay bills, shop, or withdraw cash worldwide.
Don’t take our word for it.
How Real Users Are Saving, Spending & Sending Smarter
Nicholas Ker
Vulcan Post
Image Su*****
Google Play
prince
Lemon8
Farah N.
App Store
Tips & Updates
Discover a curated collection of insights, stories, and updates designed to keep you informed and inspired.
Frequently Asked Questions
